The High-End Overseas Health Insurance for Maximum Worldwide Protection
Last updated: July 22, 2026
Expat Infinity Premium is the high-end overseas health insurance for expats who refuse to compromise. With worldwide coverage, unlimited benefits, and a personal concierge service, this plan sets new standards in international health insurance.
Over 85% of expats with premium plans in Thailand opt for unlimited coverage – Expat Infinity Premium makes this possible.
| Benefit Criteria | 🛟Expat Smart Basic Accident Cover Only |
🛡️Expat Smart Classic Emergency & Accident Cover |
🏆Expat Infinity Premium Maximum All-Round Protection |
|---|---|---|---|
| Dental Treatment | Only in case of accidents (100%) | Pain-relieving treatment & repair of existing dental prostheses (100%) | ✅ 100% reimbursement including prostheses |
| Dental Prostheses & Orthodontics | ❌ Not covered | ❌ Not covered | ✅ Covered (80% after waiting period) |
| Medicines, Dressings & Remedies | Only for accident consequences (100%) | For accidents & acute medical emergencies (100%) | ✅ 100% reimbursement |
| Preventive Screenings | ❌ Not covered | ❌ Not covered | ✅ Comprehensively included |
| Medical Aids & Appliances | Only accident-related | Accident-related / life-sustaining | ✅ Comprehensively covered |
| Medical Transports & Repatriation | Strictly limited | 100% covered | ✅ 100% covered including First Class |
| Extended Liability (Post-Cover) | Limited (max. 4 weeks inpatient) | Within statutory limits | ✅ Unlimited until fit for transport |
| Patient Legal Protection | ❌ Not included | ✅ Support with compensation claims abroad | ✅ Premium included (worldwide) |
| Medical Assistance | 24/7 hotline (accident-related only) | 24/7 hotline (emergencies & doctor referral) | ✅ Premium 24/7 Concierge for all matters |
| Annual Maximum Benefit | Unlimited | Unlimited | ✅ Unlimited + worldwide coverage |
Expat Infinity Premium is the high-end overseas health insurance for expats who refuse to compromise. With worldwide coverage, unlimited benefits, and a personal concierge service, this plan sets new standards in international health insurance.
Who is Expat Infinity Premium for? This plan is for anyone planning a permanent residence abroad, traveling frequently, or simply wanting the best possible health protection – without limits.
Expat Infinity Premium offers significantly higher benefits: unlimited coverage, worldwide protection (including the USA), comprehensive dental treatments, preventive screenings, and a personal concierge service. Expat Smart is designed for beginners and shorter stays.
Yes! Expat Infinity Premium provides worldwide protection in over 190 countries. Ideal for expats who travel frequently for business or leisure.
Expat Infinity Premium offers unlimited coverage – no cap. This gives you maximum security in an emergency.
Yes! With leading hospitals in Thailand (e.g., Bangkok Hospital, Samitivej, Bumrungrad), billing is handled directly – you don't have to pay upfront.
The plan can be taken out up to the age of 70. For older individuals, we offer alternative solutions – please contact us.