Expat Legal – Legal Protection Insurance

Having rights is good, but enforcing them is better – Your international legal protection for Thailand, insured by ARAG

Last updated: August 1, 2026

What is Expat Legal?

Expat Legal is the international legal protection for expats, arranged by BDAE and insured by ARAG – one of Germany's leading legal protection insurers. If you find yourself in a legal dispute abroad, Expat Legal has you covered.

  • Insured by ARAG: One of Germany's leading legal protection insurers
  • Worldwide Protection: Valid in Thailand and all other countries outside Germany
  • Comprehensive Legal Areas: Contract law, liability law, tenancy law, traffic law, criminal law as a victim
  • No German Residency Required: Can be taken out directly from abroad
  • Single or Family Tariff: Flexibly adaptable to your situation

Which Legal Areas Are Covered?

Expat Legal covers numerous legal areas that are particularly important abroad:

  • Contract Law: Disputes arising from contracts abroad
  • Liability Law: Claims against third parties abroad
  • Tenancy Law: Disputes with landlords (especially important in Thailand)
  • Traffic Law: Including driving license law and traffic accidents
  • Criminal Law: Legal protection as a victim of a crime
  • Administrative Offense Law: Defense in fine proceedings

Why is Legal Protection Important in Thailand?

Thailand has its own legal system, which differs significantly from the German one. Without legal protection, lawyer and court costs can quickly become existential. Expat Legal protects you from these financial risks.

Requirements for Enrollment

  • You do not need to have a residence in Germany
  • Enrollment is possible directly from abroad (e.g., Thailand)
  • The entire process runs digitally through the BDAE portal
  • For certain legal areas, a waiting period of 3 months applies
  • Health questions must be answered truthfully

📥 Download Application Form

Official BDAE application form: Download PDF

📖 Learn More: Legal Protection in Thailand

Read our comprehensive guide on legal protection in Thailand with practical examples and tips: Legal Protection in Thailand: What Expats Really Need to Know →

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Frequently Asked Questions about Expat Legal

What is Expat Legal and who is the insurer?

Expat Legal is the international legal protection for expats, arranged by BDAE and insured by ARAG, one of Germany's leading legal protection insurers. The tariff offers comprehensive legal protection for legal disputes abroad.

Which legal areas are covered by Expat Legal?

Expat Legal covers numerous legal areas: contract law, liability law, tenancy law, traffic law (including driving license law), criminal law as a victim, administrative offense law, and much more.

Does the legal protection also apply in Thailand?

Yes, Expat Legal offers worldwide legal protection – including Thailand and all other countries outside Germany.

How much does Expat Legal cost?

Contributions depend on the selected tariff and coverage amount. You can find exact prices through the price finder.

Can I sign up for Expat Legal from Thailand?

Yes, enrollment is possible directly from abroad. You do not need a residence in Germany. The entire process runs digitally through the BDAE portal.

Is there a waiting period for Expat Legal?

Yes, for certain legal areas, a waiting period of 3 months applies. This begins with the start of the contract.

What coverage amounts does Expat Legal offer?

Expat Legal offers high coverage amounts for the assumption of lawyer costs, court costs, and expert opinions abroad.

Are tenancy disputes in Thailand covered?

Yes, tenancy disputes abroad are covered under the Expat Legal tariff. This is particularly important for expats renting a condo or house in Thailand.

What happens in a traffic law dispute in Thailand?

Traffic law disputes (including driving license law) are covered under the Expat Legal tariff. ARAG covers the costs for lawyers and court proceedings.

Can I take out Expat Legal as a family?

Yes, Expat Legal is available as a single or family tariff. The family tariff covers the policyholder, spouse, and all minor children.

📚 Official Sources & References