Expat Germany – Health Insurance for Germany & EU
Reliable protection for foreign guests, partners (e.g. from Thailand), and specialists – officially recognized for visa & residency.
Optimal Coverage for Stays in Germany & Europe
Whether inviting partners or relatives from Thailand and worldwide for long-term visits, or relocating as an international professional: BDAE's Expat Germany plan provides seamless medical coverage and fulfills all official government requirements.
Your Key Benefits
- Officially Accepted: Meets all legal criteria of German embassies & immigration authorities.
- Visa Compliance: Perfect for guest invitations, family reunions, or work visas.
- Flexible Terms: Tailored coverage for both short-term visits and long-term stays.
- 100% Digital: Quick online price calculation and straightforward application.
Target Groups
- Partners & guests from Thailand and non-EU countries
- Foreign employees, freelancers & self-employed workers
- Language students, scholars & guest researchers
- Expatriates establishing residency in Germany
Expat Germany Benefit Summary
Core insurance benefits at a glance:
| Coverage Area | 🛡️ Expat Germany Scope |
|---|---|
| Outpatient Medical Treatment | 100% coverage for medically necessary treatments, prescribed drugs, and appliances. |
| Inpatient Hospitalization | 100% coverage for hospital accommodation, surgeries, and general care services. |
| Dental Treatment | 100% coverage for pain-relieving dental care and medically necessary repairs. |
| Medical Repatriation | 100% coverage for medically sensible repatriation back to your home country. |
| Geographic Area | Germany as well as temporary trips throughout the entire Schengen area and worldwide. |
Case Examples: How Expat Germany Protects You
Somchai invites his partner from Bangkok to Germany. To grant the visa, the German Embassy requires continuous health insurance. Expat Germany meets all requirements and covers her medical needs locally.
A foreign guest suffers from acute appendicitis during their stay in Germany. Emergency surgery and hospitalization expenses are fully covered by Expat Germany.
An IT professional moves to Germany for a year-long project. Expat Germany covers routine doctor visits, necessary prescription drugs, and shields against high medical bills.
Following an accident, hospital stay is no longer mandatory, but continuing treatment in the home country is advised. The policy organizes and funds the repatriation.