Expat Germany – Health Insurance for Germany & EU
The reliable protection for foreign guests, partners (e.g. from Thailand) and skilled workers – officially recognized for visa & residence.
Optimal Protection for Stays in Germany & Europe
Whether partners from Thailand are invited to Germany, relatives come for a long-term visit, or foreign skilled workers relocate their center of life: The BDAE plan Expat Germany provides comprehensive coverage for medical treatments and meets all official requirements.
Your Benefits
- Officially recognized: Meets all statutory criteria of German embassies & immigration offices.
- Visa security: Ideal for guest invitations, family reunification or work visas.
- Flexible & adaptable: Protection for both short and long-term stays in Germany.
- Digital processing: Fast online price calculation and direct application.
Target Groups
- Partners & guests from Thailand and worldwide third countries
- Foreign employees, freelancers & self-employed
- Language students, scholarship holders & guest researchers
- Returnees and emigrants with new residence in Germany
Expat Germany Benefit Overview
Key core benefits of the plan at a glance:
| Benefit Area | 🛡️ Expat Germany Coverage |
|---|---|
| Outpatient treatment | 100% reimbursement for medically prescribed treatments, medications and remedies. |
| Inpatient treatment | 100% coverage in hospital, including operations and general nursing services. |
| Dental treatment | 100% for pain-relieving treatments and medically necessary dental repairs. |
| Medical repatriation | 100% coverage for medically sensible repatriation to the home country. |
| Coverage area | Germany as well as temporary travel throughout the entire Schengen area and worldwide. |
Case Studies: When Expat Germany Protects
Somchai invites his partner from Bangkok to Germany. For the visa to be granted, the German Embassy requires comprehensive health insurance coverage. Expat Germany meets all criteria and protects her in case of illness on site.
A foreign guest suffers a severe appendicitis during their stay in Germany. The emergency operation and hospital stay are fully covered by Expat Germany.
An IT specialist relocates her residence to Germany for a project year. Expat Germany covers outpatient doctor visits, necessary medications and protects against high treatment costs.
After a severe accident, staying in the hospital is no longer strictly necessary, but continued treatment in the home country makes sense. The insurance organizes and pays for the medical repatriation.