Expat Infinity Premium
The high-end international health insurance for maximum security worldwide
Last updated: 3 October 2026
Why Expat Infinity Premium is the Perfect Choice for Demanding Expats
Expat Infinity Premium is the high-end international health insurance for expats who don't want to compromise. With worldwide coverage, unlimited benefits and a personal concierge service, this plan sets new standards in international health insurance.
Over 85% of expats with premium plans in Thailand choose unlimited coverage – Expat Infinity Premium makes this possible.
Your Benefits
- Worldwide coverage: Valid in over 190 countries – including USA and Canada.
- Unlimited benefits: No cap for inpatient treatments or operations.
- Premium service: 24/7 personal assistance for all medical questions.
- Direct billing: With leading hospitals worldwide – without advance payment.
Who is it for?
- Permanent residence abroad
- Frequent travelers and digital nomads
- Expats with high security needs
- People who don't want any restrictions
Benefit Comparison: Expat Smart vs. Expat Infinity Premium
The direct comparison shows why Expat Infinity Premium is the high-end choice.
| Benefit criterion | 🛟 Expat Smart Basic Pure accident coverage |
🛡️ Expat Smart Classic Emergency & accident coverage |
🏆 Expat Infinity Premium Maximum all-round protection |
|---|---|---|---|
| Dental treatment | Only for accidents (100%) | Pain relief & repair of dentures (100%) | ✅ 100% reimbursement incl. dentures |
| Dental prosthetics & orthodontics | ❌ Not covered | ❌ Not covered | ✅ Covered (80% after waiting period) |
| Medications, bandages & remedies | Only for accident consequences (100%) | For accidents & acute emergencies (100%) | ✅ 100% reimbursement |
| Preventive check-ups | ❌ Not covered | ❌ Not covered | ✅ Comprehensively included |
| Aids | Only accident-related | Accident-related / life-sustaining | ✅ Comprehensively covered |
| Transport & repatriation | Severely limited | 100% covered | ✅ 100% covered incl. First Class |
| Follow-up liability | Limited (max. 4 weeks) | Within statutory framework | ✅ Unlimited until transportability |
| Patient legal protection | ❌ Not included | ✅ Support with damages | ✅ Premium included (worldwide) |
| Medical assistance | 24/7 emergency (accidents only) | 24/7 emergency (emergencies & doctor referral) | ✅ Premium 24/7 Concierge for all matters |
| Annual maximum benefit | Unlimited | Unlimited | ✅ Unlimited + worldwide coverage |
| Annual premium (approx.) | from €89 | from €149 | from €249 |